Investment Calculator

Estimate Your Miami Returns

Model resale properties or new development purchases. All projections in USD.

USA Investment Club

Investment Analysis

Property Details
$
%
= $100,000
%
Financing
%
Monthly Costs
$
~1.2%/yr of value
$
$
Rental Income
$
Management
%

Results Summary

$2,730
Monthly Payment
6.8%
Cash-on-Cash
$890
Net Income / Mo
5.1%
Cap Rate
Monthly Costs
Principal & Interest$2,730
HOA / Maintenance$350
Property Tax$520
Insurance$180
Total Monthly Cost$3,780
Financing
Loan Amount$400,000
Down Payment$100,000
Est. Closing Costs (6%)$15,000
Total Cash to Close$115,000
Total Interest Paid$561,000
Rental Performance
Gross Annual Rent$33,600
Annual Mgmt Fee$3,360
Net Operating Income$10,680
Appreciation & ROI
Property Value @ 5 yrs$638,140
Equity @ 5 yrs$248,000
Total Return @ 5 yrs+$182,000
Annualized ROI (5 yr)22.4%
Property Value @ 10 yrs$814,400
Equity @ 10 yrs$453,000
Annualized ROI (10 yr)18.1%
Equity Growth Over Time
Property Value
Mortgage Balance
Equity
Year-by-Year Snapshot
YearProperty ValueMortgage BalanceEquityAnnual RentTotal Return

Disclaimer — Estimates Only: All figures shown by this calculator are estimates provided for informational and illustrative purposes only. They do not constitute financial, investment, tax, or legal advice. Projections are based on user-provided inputs and assumed rates of appreciation, occupancy, and market conditions which may differ materially from actual results. Interest rates, property taxes, insurance premiums, HOA fees, rental income, and market values are subject to change without notice. USA Investment Club makes no representations or warranties, express or implied, regarding the accuracy, completeness, or fitness for any particular purpose of these projections. Past performance of real estate markets does not guarantee future results. Always consult with a licensed financial advisor, real estate professional, mortgage lender, and tax consultant before making any investment decisions.